The Oxford Club Explains “Retirement Rebalancing”

In this online article, Alexander Green the Chief Investment Strategist for the Oxford Club explains the concept of “retirement rebalancing.”

Retirement rebalancing is vital for every investor who is no longer in the workforce. If you’re in the stage of life of living on wealth instead of building it, you need to understand this concept.

That’s because, on average, people are living longer than ever. You will likely need to use your portfolio to bolster your lifestyle for two to three decades. Depending on how medical science advances in the years to come, you might live far longer than you now believe.

That increases the risk that your portfolio will face in the financial markets. There’ll certainly be a bear market (or two or three) in the next few decades. If you sell stocks when their prices are low, that will weaken your portfolio even after the market again turns up. Inflation could certainly go up again in the future.

People often ask Green how much money they should keep in stocks. In the article, he explains the need to keep enough money in low-risk bonds or cash to meet your living expenses during bear markets. Keep the remainder of your capital in the stock market to take advantage of price rises caused by bull markets.

During bear markets, you live on cash. During bull markets, you live on stocks.

The Oxford Club is an international network of investors and entrepreneurs who seek to build and protect their wealth using the best available financial strategies and information available.

Based in Baltimore Maryland, The Oxford Club has over 80,000 members. Investment U is the teaching branch of the Oxford Club, one of the first financial education websites online. Investment U offers everyone a free daily email service, Investment U Daily. Membership gives access to a tremendous number of courses, books, videos, conferences and other educational opportunities. Their goal is to help members create freedom through extraordinary wealth creation. Investment U Daily also has a premium version, Investment U Plus, which gives stock tips you can use immediately to make money with.

Keep up with the Oxford Club: https://twitter.com/The_Oxford_Club

Mike Baur Providing Launching Platform for Entrepreneurs

The digital world is still relatively young compared to the history of civilization but it is one of the fastest growing industries of all time. Hundreds upon thousands of hours of digital content are uploaded every day to a variety of platforms all across the globe. How exactly do these digital enterprises get on their feet and begin producing a product for the masses to use? Enter a business mind such as Mike Baur. Mike Baur helped found and is a managing partner of the Swiss Start Up Factory. There are start ups for all types of business models these days but the ones Baur has the most interest in are those that focus on digital content. He believes that digital is the way of the future and to succeed in business there is no other direction that shows a greater potential for growth in the near and distant future. By offering not only up front capital, but also a plethora of experience that Mike Baur and his team are able to provide to young digital entrepreneurs. The Swiss Start Up Factory is designed to give those that would not otherwise have the opportunity to do so the chance to succeed in the business world with the aid of funding and continued support over time.

 

Mike Baur obtained well over 20 years of financial experience by working as a banker in Switzerland. Here, he got a first hand look at what does and doesn’t work in the world of business and exactly what it took in order to be successful. Before his founding of the Swiss Start Up Factory he began funding individual startups. Quickly he realized he could create his own business model around this tactic which would bring bright young minds to his doorstep with the next great discovery in the digital world. He would provide them capital for some specified return and the entrepreneur would finally see their dreams realized in the form of their company materializing. Although the once upon a time ago brick and mortar business model no longer applies to the businesses that Baur is interested in, there is still a massive market for their products and he only expects this market to grow. No one knows exactly what the next digital stronghold will be that blankets the globe but you can be sure that people such as Mike Baur are leading the tireless efforts to find out.

 

Mike Baur and his journey towards greatness

In the business world, it’s difficult to find someone who has a success story that doesn’t involve receiving a handout from a wealthy family member. Stories such as these tend to be empowering and inspiring to individuals that would like to be successful business owners one day. The story of Mike Baur is able to do just that.

 

Mike Baur’s business journey started at a young age but it really went into overdrive when he decided to further his education. His decision to go into the business industry lead Baur to receive a MBA from University of Rochester New York after finishing up at Rochester, Baur continued on his education voyage. Later he received an Executive MBA from University of Berne. Equipped with two degrees Baur was ready to start his career.

 

His first career choice was not to be an entrepreneur but a banker. For about twenty years Baur was employed in in the banking industry. Like many that first start out in the banking industry, Baur got an entry level job at UBS. Maur’s drive for greatness did not allow him to be content as an entry level employee or commercial apprentice, he wanted more and as a result he worked his way up. Within those twenty years Maur rose from a commercial apprentice at UBS to an executive board member of a large Swiss Private Bank. This move was not easy; it took hard work and devotion. Though Maur worked hard to receive his promotion as an executive board member, he wanted more out of life and career.

 

His thirst for more allowed him to make one of the biggest choices of his life. After 20 years in the banking industry he decided to quit. With confidence and much knowledge Maur began his entrepreneur expedition, in 2014 when he was one year shy of his 40th birthday, by linking up with two other individuals; Max Meister and Oliver Walzer. Together, these three individuals started the Swiss Start up Factory. Swiss Start up factory. The Swiss Start up Factory has seen much success and has a top rank in the industry.

 

With a successful company under his belt, Maur continues to invest in other companies financially and with knowledge. This is so that more companies will more likely succeed and not fail. With Maur’s help, hopefully the 80% of companies that fail within the first five years will flourish and expand.

 

Marc Sparks and His Zest for Entrepreneurial Quests and Life

Marc Sparks is passionate about building businesses, and has been that way for quite some time. Raised in the Austin, Texas area, Marc has been active in entrepreneurial pursuits since graduating high school in 1975. He is was a self-proclaimed average student, but this did nothing to effect the fervor with which he approached his various business pursuits. Marc is driven actively by his deep rooted faith and passion for the greatest products and the greatest people. Currently Dallas based, Marc is one of the most active and successful ‘serial-entrepreneurs‘ and venture capitalists in the region.

 

Marc Sparks is unique in his analysis of ideas that are commonly rejected by others; he sees potential in things from such a dynamic angle that he is able to rouse out the greatness in so many things. His approach to the business building is not just about the bottom line as he focuses on culture in the company as much as he focuses on the actual business model itself. He is known for his available presence and availability for his employees as well as his tenacity. Although Marc does possess an unrelenting desire to always win, he understands that losing is part of life and that as long as he can learn something from all that he does than he is constantly progressing. Learn more: http://www.fundacity.com/marc-sparks

Outside of the business world Marc is an active philanthropist and known most for his work with the homeless shelter Samaritan Inn in his home state of Texas. Marc considers the importance of helping those who want to help themselves as a big part of his life and he works diligently to help where and when he can. As a hobbyist Marc enjoys hunting, fishing, golf, working out and pretty much anything that takes him outside. Tying back his deep passion for entrepreneurial pursuits and venture capitalism, Marc feels that the outdoors work to inspire him in ways that other parts of life simply can not reach. Learn more: http://www.prnewswire.com/news-releases/entrepreneur-marc-sparks-transforms-office-to-optimize-innovative-collaboration-300024747.html